Obtaining Health Insurance

Kalaz

Member
Joined
Mar 27, 2010
Messages
51
Reaction score
0
Points
6
Hi everyone!! I know I have been absent for quite some time. But I have thought of many of you and kept intending to post and "lurk" but time really does slip on past rapidly! One of the things that I wanted to post about was a much needed benefit that I acquired through my membership with the AMTA.
My husband has been unemployed for quite some time now. He works part time as a wedding photog and as an adjunct professor but neither of these jobs nets the income we have grown accustomed to. I am working as many hours as I physically can to fill the void,, but OMG I feel like I am meeting myself coming and going!! But I am grateful for my little business and now I am even more grateful for the AMTA.
We needed to find private health insurance. I tried getting group insurance through my massage practice but even then it was sooo expensive, like over $1,000 a month and that is pretty steep when you are going through a decrease in your income. We also looked into private insurance coverage and also had the option to remain covered by COBRA ( that was like 1400 $ a month!)
So after talking and projecting costs with several insurance brokers (is that what I should call them?) I got online and decided to check out the AMTA website.

Long story short, within a short period of time we have our coverage and it is costing us a little under $500.00 a month. Mind you, we are both in our 50's, so remember coverage costs escalate along with your aging process... LOL

So, if anyone on this forum needs health insurance look into your AMTA or ABMP membership for a possible solution.
 
Obtaining Health Insurance

Glad to hear you found a great solution. However AMTA & ABMP do offer health insurance in all states. When I was looking I check them out too and they don't offer plans her in Mass.
 
Obtaining Health Insurance

JL,, sorry to hear that Mass. isn't included in having coverage through AMTa or ABMP.
I imagine it is up to the insurance companies as to what states they cover. But I can't imagine why one state wouldn't be covered.
 
Obtaining Health Insurance

cabwy said:
But I can't imagine why one state wouldn't be covered.


Because MA has gov't mandated health insurance with rules and requirements that make it difficult for affordable, affinity-based options like AMTA feasible.

One of those unintended- or maybe intended - consequences of universal healthcare.
 
Obtaining Health Insurance

It has NOTHING to do with universal health care. I don't live in Mass., my state does NOT have universal health care, and I cannot get insurance through AMTA- one of several reasons I switched to ABMP (not that they offer ins. here either).

Nonetheless, Cawby, I am glad you were able to obtain insurance in your state. :D
 
Obtaining Health Insurance

Shucks, I was hoping others could find a solution with this info. I guess all it has done is make me feel lucky that my state is one where beloinging to AMTa or ABMP helped!!
 
Obtaining Health Insurance

Another great alternative to investigate is a coop pay group. My parents, both self-employed with a large family (eight kids), have used a Christian coop program called Samaritan Ministries. With this particular group you have to be active in a church community but there are various groups out there. It's a GREAT way for self-employed citizens to obtain necessary "fall back" cushion of protection while supporting others instead of large and ineffecient corporations.

They will also probably be considered obsolete/illegal if Obama care goes out which is too bad since they are far more efficient, cost effective and financially stable then, say, Medicare. ;-) It will be horrible for my parents to lose their free choice in that matter since it's worked so well for my family for the past ten or twelve years.

Angela
 
Obtaining Health Insurance

If enough members of the AMTA and the ABMP request health insurance they may start offering it in all states. I left the AMTA bc they don't offer health insurance to the Mass chapter members. And I join NAMASTA bc I was able to get health insurance with them
 
Obtaining Health Insurance

JLWmassage said:
If enough members of the AMTA and the ABMP request health insurance they may start offering it in all states. I left the AMTA bc they don't offer health insurance to the Mass chapter members. And I join NAMASTA bc I was able to get health insurance with them

I believe it is up to the state to decide which insurance companies are allowed to offer insurance, rather than up to the insurance companies where to offer the insurance. Most companies would sell it everywhere they could get customers! There are weird regulations on health insurance.
 
Shoutbox
  1. Withme_Spa:
    💕💥at 4386 Sheppard Avenue east, 💯💗💋Friday, 💯💥 Lillian, 💞💋curvy, sexy body, very pretty. Nicely stacked, with very white skin. High energy session in store for you💕💘 Kim,💫💕 gorgeous, long brown hair, a sexy medium body with good relaxation skill... nice service ❤💥 Jasmine,💋 slim, and sexy body, nicely stacked, very pretty young lady, friendly, nice style of relaxation treatment💕 Gaga,💥💋 medium height, stacked, friendly and pretty, firm treatment and over the top finish. 💖💋 🔋 416 297-7488🔋
  2. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl Cherry (Student)😘😘“charming breasts.”beautiful curvy hips.”very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️ You are welcome to make an appointment at any time or walk in the back door with plenty of parking spaces
  3. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Click Here Today🌸Alisa🌸Nina🌸Antonela🌸Mya🌸Cindy Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  4. Golden Flower Spa:
  5. AliceSpa:
    FRIDAY at 𝗔𝗟𝗜𝗖𝗘 𝗦𝗣𝗔, 4915 Steeles Ave. E, Scarborough 𝟰𝟭𝟲-𝟮𝟵𝟴-𝟬𝟴𝟵𝟴. Alice spa has 3 very hot girls today. Open 10am to 9pm: AMY (12pm – 9pm) is a young, petite short & slim Taiwanese, former dance instructor, firm natural B Cups, pretty face, firm natural titis, super play good, bbbj, cim, rim, dfk, all services. APPLE (12:30pm-9pm): from Hong Kong, very small body, 5' 100Lbs
  6. BlueXado Therapy & Spa:
  7. Pink Flower Spa:
  8. Red Rose Spa:
    🌸 We have 5 hot brown girls today 🌸 PRIYA, AMMU, MONIKA, PAOLA, SASHA, AMANDA, SUMMER, ANGEL, ANGELINA, DIYA 🌸 2588 Birchmount 🌸 2 Invergordon 🌸 647-702-8800 🌸 Please visit for a great erotic massage
  9. bnwellness_wilson:
    We have 4 masseuse are working today. Young sweet Lily 25’s with curve body and new young pretty student Chloe 25’s,fun sex Tina with curve body open mind and cute GFE Lina are providing deep tissue massage, pls call 4163985777 book appointment and walk in always welcome, back entrance and parking available. 350 Wilson Ave North York
  10. lemon_tree:
    💛💥a discreet entrance at 4155 Sheppard Avenue east, unit 201 💯💗💋Friday, ❣💞 Fifi,💋💋 friendly girl, dark hair, very nice curvy body, busty, pretty, soft hands to relax you and highly developed sensual skills 💖📞 647 348-2899📞
  11. Moneylee:
    All season wellness center : New Young girl big breasted beautiful buttocks charming temperament big boobs Mia,young girl pretty face nice figure Thai deep massage Aad,Young girl big breasted beautiful buttocks charming temperament big boobs Yoyo,Young girl Big breasted saucy naughty Ella ,Enchanting sexy petite deep massage Sherry 🏠address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 🦵🦵🈵🈵👅👅👄👄
  12. Moneylee:
    Full season wellness center: New Young girl big breasted beautiful buttocks charming temperament big boobs Ivy , Young girl pretty face big boobs nice figure deep massage Jessica ,Young girl Big-breasted big Big boobs big butts May, Young beautiful face sexy body and good deep massage Maggie,Enchanting sexy petite deep massage Mary . 🏠 2560 Shepard Ave Mississauga unit 1 ☎️ 4379857899 🦵🦵👅👅🈵🈵👄👄
  13. HollywoodSpa:
    Friday at 🎭𝗛𝗢𝗟𝗟𝗬𝗪𝗢𝗢𝗗 𝗦𝗣𝗔🎭, 4578 Yonge St, Unit 100, North York, ON: MIMI & TRACY. ☎416-222-5554☎ MIMI is a slim Chinese spinner hottie with a great ass, great body slide & liberal services. TRACY is a slim, taller & pretty lady, very friendly with an extensive menu. When you visit 🎭Hollywood Spa🎭, you will be treated with tender care and your visit will be fulfilling
  14. ForeverWarden:
    Friday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦 2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳 : Bobo, Mimi & Sasa. Bobo is a small, slim and sexy lady, petite with all natural busty melons for your enjoyment. Mimi is a nice slim lady with a big bottom, & great oral skills to take you to paradise. Sasa is a slim & sweet Korean lady, about 5’4” with C Cups.
  15. Red_Pearl_Spa:
    💋at 4385 Sheppard Avenue east, unit 5 🔺💋💋🔴Friday, ❤💞💋 Kelly, today for an amazing treatment... 5'5", long light brown hair, at least C, decent English and upbeat, 💋☎️ 647 352-1588☎️
  16. HolidaySpa:
    Friday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️: LINA & CINDY. LINA is very well known for her great services and her impressive shapely ass. Come and see why! You will be glad you did. CINDY is a slim & incredibly sexy lady with a smile that will melt your heart, & an ass that will fire up your spirit. Her services are among the best!
  17. SugarLoveSpa:
    Friday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: CAMILLA, ELLA, KELLY, LUNA & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON ☎ 𝟰𝟯𝟳-𝟯𝟲𝟱-𝟮𝟲𝟴𝟴 ☎ CAMILLA is from Mexico and Indiana, her father was Indian, her mom was Mexican & she's 1.57 tall with nice full melons. ELLA is a lovely Thai sweetheart, 5’1” with C Cups, smooth skin and a very pleasing attitude.
  18. gold__rose__spa:
    💐🏵at 1536 Warden Avenue 💞💋💥Friday, 💞💋 Nana, 💗small in stature, slim and fit. A very pretty girl, does a relaxing treatment and fantastic finish. 💖🏵 Fifi, a strong, full body girl, here for deep tissue treatment. . 💐🌹 📳 647 346-8086📳
  19. Annie Spa:
    🎉🍒ANNIE SPA🎉🍒 ✅7-1001 SANDHURST CIRCLE✅ 👌SCARBOROUGH ON M1V 1Z6👌 ☎️ (647) 891-9688☎️ ☎️ (416) 291-8879☎️ (FINCH & MCCOWAN) OPEN 9:30am to 9pm MONDAY to SUNDAY 🔥✅NEW MANAGEMENT💯NEW GIRLS🔥🔥 🔥GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: 🔥 Yumi😘💋A striking new tall gorgeous Korean model with long, flowing reddish-brown hair cascading down her back and a slender, elegant figure that exudes grace and poise. Yumi’s natural confidence and allure, make her approachable
  20. Lulu_Villa_Spa:
    Sami Vietnamese Girl Cherry 🍒 From Malaysia Jessica Pretty Girl with amazing personality Barbie Petite Korea Part time School girl Sasa friendly Vietnamese Judy Vietnamese ☎️647- 446-0886
  21. luckywellness:
    Lucky Wellness Center 4379721888 295 Eglinton Ave E,Unit 7,Mississauga Kiki and Sophie works
  22. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 New girl Cherry (Student)😘😘“charming breasts.”beautiful curvy hips.”very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️ You are welcome to make an appointment at any time or walk in the back door with plenty of parking spaces
  23. DareDevil:
    ARIA WELLNESS ADDRESS: 360 HWY 7, UNIT #6, RICHMOND HILL,647-222-5683/905.886.9993 (PHONES CALL ONLY, NO TEXT'N AVAILABLE) ♥️TODAY'S Schedule!♥️ Loaded lineup with Young Beautiful Girls : Hottie Hattie, Lovely Tina, Young Lori, Magical Mia and Work out🏋🚴💪 Babe Amy! BUY 10 HOURS (GET 11 HOURS) ** PICK OF THE DAY IS Hattie**
  24. EMSpa_schedule:
    Tomorrow's sneak peek: On Friday April 4, 2025, our attendants will be Ada 💜, Opal 😘, Cici 🤗, Vicky 🥰 and Christina 🤩. Call us at (905) 479-6668 to book!
  25. SL East Spa:
    💆‍♀💖Terrific Thursday 💖 Ultimate destination for Asian massages🎉 Two fab spots: SL Richmond Hill & SL West Oakville ✨ Your passport to paradise with 9 enchanting girls fr China, HK — 🆕Tiffany, Joey,Coco, Aaliyah, Julie, Yui, Tina, Michelle & New 34D Jasmine—— ready to pamper you🎁🍁 Ring us 📞647-695-6354 or text us 📱647-578-8169✨ 160 East Beaver Cr., Unit 12, RichmondHill 💰Where Eastern charm meets Western comfort - your bliss awaits🙌
  26. Bruce2034:
    Asian star spa
  27. wilson holistic centre:
    Beautiful girls everyday ☎️ 4165316969☎️💕💕
  28. Pink Flower Spa:
  29. Golden Flower Spa:
  30. BlueXado Therapy & Spa:
  31. Jenny’s Spa:
    🎉🍒JENNY’S SPA🎉🍒 ✅5170 DUNDAS STREET WEST✅ 👌ETOBICOKE ONTARIO M9A 1C4👌 ☎️( 647-893-5196)☎️Call or Text ☎️( 437-888-3759)☎️Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 🔥✅GRAND OPENING💯NEW GIRLS EVERYDAY🔥EXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS🔥💯😘🔥❤️👌 🔥TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAY🔥 💯REAL PICTURES OF ATTENDANTS💯 🔥💋Limited Time Special Promotion🔥💋 ✅💦30 Minutes Nude Massage w
  32. wonderspa:
    🌺🌺Wonder spa,(9421Jane st unit127)call416-5000-800☎️best massage in vaughan,💄sexy very young girl Sunny natural c cup,very good looking nice body slide😻 🍎long hair Lucy come back,very good strong to relax oil massage, Relieve pain and remove stress,more experience.😍new very beautiful long hair lily,slimy body,amazing touch, back walk,hot stone,popular friendly girl,must try🔥🔥
  33. SugarLoveSpa:
    Sugar Love Spa 🦋🦋👙👙👙👙👙today have 💋Mia, 💋Sara, 💋Tiffany, 💋Luna, 💋Hana come baby all young sexy girls available👙🦋👙👙437-365-2688👙
  34. bnwellness_wilson:
    We have 4 masseuse are working today. Tina,Ella,Coco and Victoria are providing deep tissue massage, pls call 4163985777 book appointment and walk in always welcome, back entrance and parking available. 350 Wilson Ave North York
  35. Lily Spa:
    ❤️ SANA, ELENA and SUSU are here today for your massage needs ❤️ Lily Spa ❤️ 2190 McNicoll ❤️ Scarborough ❤️ M1V 5M2 ❤️ (647) 531-8288 ❤️
  36. HollywoodSpa:
    Thursday at 🎭𝗛𝗢𝗟𝗟𝗬𝗪𝗢𝗢𝗗 𝗦𝗣𝗔🎭, 4578 Yonge St, Unit 100, North York, ON: CINDY, JENNY & SISI. ☎416-222-5554☎ CINDY is a slim & pretty lady with long dark hair and a pleasing personality. JENNY is slim, attractive, with a tight frame and service with a smile. When you visit 🎭Hollywood Spa🎭, you will be treated with tender care and your visit will be a fulfilling one.
  37. ForeverWarden:
    Thursday at 🫦❤️🔴🟥♾️𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐♾️🟥🔴❤️🫦🫦2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Sophia & Tracy. Cindy is a slim beauty, 5’4”, natural C Cups. Her massage is nice, her services will drive you wild & her finish is a dream come true. Sophia is a sweet & pretty Chinese lady with natural B Cups and an awe-inspiring smooth rounded ass. Sophia can provide top notch services
  38. HolidaySpa:
    Thursday at 🌴😎🌅𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪🌅😎🌴3517 Kennedy Rd, Unit 4, Scarborough ☎️𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵☎️: ANGELA, LUCY & CINDY. Angela is versatile and responsive. LUCY is a beautiful and slim Asian lady with a happy disposition and great services. CINDY is a slim & incredibly sexy lady with a smile that will melt your heart, & an ass that will fire up your spirit.
  39. Moneylee:
    All season wellness center : young girl pretty face nice figure Thai deep massage Helen,Young girl big breasted beautiful buttocks charming temperament summer ,Young girl Big breasted saucy naughty Ella , Enchanting sexy petite deep massage Sherry ,address: #5-30 Rambler dr Brampton ,Ontario L6W 1E2☎️4376655510 🦵🦵👄👄🈵🈵👅👅
  40. Moneylee:
    Full season wellness center: young girl pretty face nice figure Thai deep massage Vivian , pretty face nice figure Thai deep massage Yuki ,Young girl big breasted beautiful buttocks charming temperament big boobs Anjoo ,Young girl Big breasted saucy naughty Ella,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 .☎️4379857899🦵🦵🈵🈵👅👅👄👄
  41. SugarLoveSpa:
    Thursday at ❤️💙 💜⎝𝗦𝗨𝗚𝗔𝗥 𝗟𝗢𝗩𝗘 𝗦𝗣𝗔⎠💖💗💘: HANA, MIA, LUNA, SARA & TIFFANY. 1270 Finch Ave W (at Keele St), Unit 18. North York, ON ☎ 𝟰𝟯𝟳-𝟯𝟲𝟱-𝟮𝟲𝟴𝟴 ☎ HANA is a slim, sexy & very liberal Mexican lady with incredible services. MIA is a young & slim 𝙎𝙋𝙄𝙉𝙉𝙀𝙍, very PRETTY & PETITE Vietnamese beauty with A Cups, 5’1” & 90 Lbs, very versatile. Come and enjoy. LUNA is slim
  42. Golden Sunshine Spa:
    ✨Click on our Username and FOLLOW US for updates and special services ! ✅ Click Here Today🌸Cassy🌸Tina🌸Isabella🌸Tania🌸Bella Call us ☎ 905 - 265 - 2158☎️ Your ultimate service awaits! ✨
  43. Soul Relax Spa:
    ✨ Looking for a relaxing escape? ✅ Click Here Meet🌸Luna🌸Valentina🌸KellyCall us today for the best treatment and service experience. Click on our Username and FOLLOW US for updates ! Call now ☎ 289 - 298 - 5662☎️ Your ultimate relaxation awaits! ✨
  44. Lulu_Villa_Spa:
    Sami Gorgeous Model Type Vietnamese Girl Judy is a gorgeous model type Vietnamese Girl Natalie filipina mixed Petite girl Cici Cute Skinny Vietnamese Girl ☎️647- 446-0886
  45. luckywellness:
    Lucky Wellness Center 4379721888 295 Eglinton Ave E,Unit 7,Mississauga Kiki and Suki work
  46. Lulu1980:
    Phoenix Blossom Spa 🌹🌹🌹3 girls 🔥🔥🔥5124 Dundas St W Etobicoke☎️416-817-3366👍 Sexy girl Mia big boobs 36DD 😘😘😘😘Hot and sexy body, super body slide, very provocative service😘😘😘, professional super Luna deep tissue massage, has therapeutic effect to loosen bones and relieve muscle pressure and will bring you unexpected service effects, she will bring you a little surprise😍😍😍😍❤️You are welcome to make an appointment at any time or walk in the back door with plenty of parking spaces
  47. DareDevil:
    ARIA WELLNESS ADDRESS: 360 HWY 7, UNIT #6, RICHMOND HILL,647-222-5683/905.886.9993 (PHONES CALL ONLY, NO TEXT'N AVAILABLE) ♥️TODAY'S Schedule!♥️ Loaded lineup with Young Beautiful Girls : Young Lovely Lori, Baby Selina, Elegant Ella, Magical Mia and Work out🏋🚴💪 Babe Amy! BUY 10 HOURS (GET 11 HOURS) **TODAY'S PICK OF THE DAY IS ELLA**
  48. wonderspa:
    🌺🌺Wonder spa,(9421Jane st unit127)call416-5000-800☎️best massage in vaughan,💄sexy very young girl Sunny natural c cup,very good looking nice body slide😻 🍎long hair Lucy come back,very good strong to relax oil massage, Relieve pain and remove stress,more experience.😍new very beautiful long hair lily,slimy body,amazing touch, back walk,hot stone,popular friendly girl,must try😍😍
  49. EMSpa_schedule:
    Tomorrow's sneak peek: On Thursday April 3, 2025, our attendants will be Ada 🤩, Cici 😍, Vicky 😘, Sophie ☀ and Monica 😘. Call us at (905) 479-6668 to book!
  50. yoko:
    sister spa
Back
Top