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Fair Deal?
I have to say, I really like this post.
I have to say, I really like this post.
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Fair Deal?
I am liking this post too.
Hmmm... citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. They are important ones in my book and I wish I could have said it as good.
I am liking this post too.
Hmmm... citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. They are important ones in my book and I wish I could have said it as good.
Thanks for all of your input. It has been helpful. The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us. As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".Thanks for your help.
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Fair Deal?
Citychiro, sounds like you are trying to do what is best all around.
What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.
Citychiro, sounds like you are trying to do what is best all around.
What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.- Joined
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Wow, there are sure a lot of smart people here adding to this and all posts. It gives me something to strive for! Goals are good, right?That said, the anwer to the original question is this: $300 rent fair, YES. $30/hr and $15/halfhour fair, NO. I'm curious as to how all this will pan out. mick
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Topic review - Fair Deal?
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Jen
Post subject:
Re: Fair Deal?
VERY well said, Intuitouch...all of it...good post/reply! ;)Be well,Jen
VERY well said, Intuitouch...all of it...good post/reply! ;)Be well,Jen
Posted: Mon Feb 07, 2005 8:55 am
gutehands
Post subject:
Re: Fair Deal?
*applause*
*applause*
Posted: Sat Feb 05, 2005 9:08 am
Intuitouch
Post subject:
Re: Fair Deal?
Quote:Thanks for all of your input. آ It has been helpful.You are welcome. آ It is nice to have someone actually ask.Quote:The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us.I'm curious, will you mention this board and post to the MT so she can check out what we've suggested? آ Allow her the information in order to really work out a situation that is right for BOTH of you. آ Quote:As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. آ Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".
I would be interested to know what the other "many factors to consider" are...and why they weren't considered when you choose the $300 figure for rent? آ My guess it is because you know you can make a whole lot more money from billing insurance for her work. آ But either she isn't supposed to know that or she isn't supposed to care. آ
Again, I'm not against anyone making income off of the MT. آ However, I am against someone making more money off of the MT than she herself makes doing the majority of the work while paying her less to do it.
Yes, it can be difficult to achieve balance and create a situation where everyone wins. آ Yet, the fact you posted here to ask our opinions suggests you were uncertain regarding the deal you offered the MT. آ You were looking for additional ideas and ways of looking at it. آ My hope is you will consider what we've shared. آ Good luck to both of you and I hope your practices are successful.
[quote]Thanks for all of your input. آ It has been helpful.[/quote]You are welcome. آ It is nice to have someone actually ask.[quote]The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us.[/quote]I'm curious, will you mention this board and post to the MT so she can check out what we've suggested? آ Allow her the information in order to really work out a situation that is right for BOTH of you. آ [quote]As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. آ Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".[/quote]
I would be interested to know what the other "many factors to consider" are...and why they weren't considered when you choose the $300 figure for rent? آ My guess it is because you know you can make a whole lot more money from billing insurance for her work. آ But either she isn't supposed to know that or she isn't supposed to care. آ
Again, I'm not against anyone making income off of the MT. آ However, I am against someone making more money off of the MT than she herself makes doing the majority of the work while paying her less to do it.
Yes, it can be difficult to achieve balance and create a situation where everyone wins. آ Yet, the fact you posted here to ask our opinions suggests you were uncertain regarding the deal you offered the MT. آ You were looking for additional ideas and ways of looking at it. آ My hope is you will consider what we've shared. آ Good luck to both of you and I hope your practices are successful.
Posted: Sat Feb 05, 2005 8:37 am
StressSolutions
Post subject:
Re: Fair Deal?
Wow, there are sure a lot of smart people here adding to this and all posts. It gives me something to strive for! Goals are good, right?That said, the anwer to the original question is this: $300 rent fair, YES. $30/hr and $15/halfhour fair, NO. I'm curious as to how all this will pan out. mick
Wow, there are sure a lot of smart people here adding to this and all posts. It gives me something to strive for! Goals are good, right?That said, the anwer to the original question is this: $300 rent fair, YES. $30/hr and $15/halfhour fair, NO. I'm curious as to how all this will pan out. mick
Posted: Fri Feb 04, 2005 7:28 pm
superspagirl
Post subject:
Re: Fair Deal?
Citychiro, sounds like you are trying to do what is best all around. What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.
Citychiro, sounds like you are trying to do what is best all around. :) What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.
Posted: Fri Feb 04, 2005 5:48 pm
Citychiro
Post subject:
Re: Fair Deal?
Thanks for all of your input. It has been helpful. The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us. As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".Thanks for your help.
Thanks for all of your input. It has been helpful. The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us. As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".Thanks for your help.
Posted: Fri Feb 04, 2005 6:20 am
Texas-gal
Post subject:
Re: Fair Deal?
Quote:For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ If I were the MT I would want a cap on the monthly amount. آ She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ IMO, that is fair.
I am liking this post too.
Hmmm... آ citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. آ They are important ones in my book and I wish I could have said it as good.
[quote]For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ If I were the MT I would want a cap on the monthly amount. آ She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ IMO, that is fair.[/quote]
I am liking this post too.
Hmmm... آ citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. آ They are important ones in my book and I wish I could have said it as good.
Posted: Fri Feb 04, 2005 4:24 am
Texas-gal
Post subject:
Re: Fair Deal?
Quote:I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
I have to say, I really like this post.
[quote]I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you [i]started[/i] with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.[/quote]
I have to say, I really like this post.
Posted: Fri Feb 04, 2005 4:18 am
Jen
Post subject:
Re: Fair Deal?
Good input by all...I get the feeling that the chiropractor doesn't plan on coming back and checking out the rest of our feedback to him after his second post though.Just a hunch I have (which I hope I'm wrong about). Regardless, this was a good topic to discuss amongst ourselves as it gives us some good information to "chew on" should we consider a similar setup for ourselves down the road. Be well,Jen
Good input by all...I get the feeling that the chiropractor doesn't plan on coming back and checking out the rest of our feedback to him after his second post though.Just a hunch I have (which I hope I'm wrong about). Regardless, this was a good topic to discuss amongst ourselves as it gives us some good information to "chew on" should we consider a similar setup for ourselves down the road. Be well,Jen
Posted: Thu Feb 03, 2005 8:30 am
DoLLz
Post subject:
Re: Fair Deal?
Quote:What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. آ Maybe once, or twice....but that's it.
I'd think that once or twice is already too many times. آ If I paid $30 the first few times, I wouldn't want to pay more the next times. آ And those next few times will probably be when the insurance won't cover the massage.
[quote]What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. آ Maybe once, or twice....but that's it.[/quote]
I'd think that once or twice is already too many times. آ If I paid $30 the first few times, I wouldn't want to pay more the next times. آ And those next few times will probably be when the insurance won't cover the massage.
Posted: Wed Feb 02, 2005 7:43 pm
terab
Post subject:
Re: Fair Deal?
I certainly don't think we're frowning upon the chiro, he asked our opinion of if we thought it was fair. We answered. I for one, wouldn't work a side job while trying to build my practice. Why would I want to build business at another business for 1/2 the price while trying to start myown practice? Who even says she wants to have this set up. Maybe working on them one time at the reduced rate is ok but why try to build business somewhere when you'll be getting cut short on a regular basis by your "landlord".I'm not saying she shouldn't help take care of a client by charging a cheaper rate, or that she should say no way, I'm not going to do that. What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. Maybe once, or twice....but that's it.
I certainly don't think we're frowning upon the chiro, he asked our opinion of if we thought it was fair. We answered. I for one, wouldn't work a side job while trying to build my practice. Why would I want to build business at another business for 1/2 the price while trying to start myown practice? Who even says she wants to have this set up. Maybe working on them one time at the reduced rate is ok but why try to build business somewhere when you'll be getting cut short on a regular basis by your "landlord".I'm not saying she shouldn't help take care of a client by charging a cheaper rate, or that she should say no way, I'm not going to do that. What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. Maybe once, or twice....but that's it.
Posted: Wed Feb 02, 2005 5:45 pm
Intuitouch
Post subject:
Re: Fair Deal?
Quote:I think it helps to look at this slightly differently. A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudes.On her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.However, along these lines your scenario doesn't take into account that the referrals she is seeing in her rented space will be using equipment and supplies that she is expected to supply and pay for herself.Quote:It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. آ Is this less "fair" than two different parties making money different ways off the same therapist?
I'm not saying it is fair or unfair that the chiro wants to get as big a piece of the pie as he can get or that acting as both landlord or day spa is wrong or unfair. آ I'm suggesting it is in the best interest of the MT to limit what the chiro can make off of her on a monthly basis. آ Why should the MT not make the bulk of the money? آ She is the person doing the hard work, taking the time to work with each patient. آ Reducing her fee certainly doesn't reward her for her hard work and time. آ
As for what is or isn't "fair". آ
What I don't think is "fair" is the idea that he is offering to pay her a reduced rate for his referrals, then bill insurance and collect 50% or better of the fee charged simply because it is insurance work. آ
The biggest expense in insurance billing is having the right person checking the patients insurance policy to know whether massage is covered, keeping track of it and making certain the insurance company is paying the claims on a timely basis -- which has nothing to do with the MT -- but rather the office staff the chiro has hired to perform this duty. آ Most offices file claims electronically in bulk, either in-house or through a service, the cost involved in this is probably 10% - 15% of the monthly amount billed. آ If he were to track what the actual expense is of filing massage claims it is probably less than that on a monthly basis. آ Why should he be making more off of her work than she is?
IMO, as far as his overhead needs these should be met with what he is charging in rent. آ
[quote]I think it helps to look at this slightly differently. A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudes.On her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.[/quote]However, along these lines your scenario doesn't take into account that the referrals she is seeing in her rented space will be using equipment and supplies that she is expected to supply and pay for herself.[quote]It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. آ Is this less "fair" than two different parties making money different ways off the same therapist?[/quote]
I'm not saying it is fair or unfair that the chiro wants to get as big a piece of the pie as he can get or that acting as both landlord or day spa is wrong or unfair. آ I'm suggesting it is in the best interest of the MT to limit what the chiro can make off of her on a monthly basis. آ Why should the MT not make the bulk of the money? آ She is the person doing the hard work, taking the time to work with each patient. آ Reducing her fee certainly doesn't reward her for her hard work and time. آ
As for what is or isn't "fair". آ
What I don't think is "fair" is the idea that he is offering to pay her a reduced rate for his referrals, then bill insurance and collect 50% or better of the fee charged simply because it is insurance work. آ
The biggest expense in insurance billing is having the right person checking the patients insurance policy to know whether massage is covered, keeping track of it and making certain the insurance company is paying the claims on a timely basis -- which has nothing to do with the MT -- but rather the office staff the chiro has hired to perform this duty. آ Most offices file claims electronically in bulk, either in-house or through a service, the cost involved in this is probably 10% - 15% of the monthly amount billed. آ If he were to track what the actual expense is of filing massage claims it is probably less than that on a monthly basis. آ Why should he be making more off of her work than she is?
IMO, as far as his overhead needs these should be met with what he is charging in rent. آ
Posted: Wed Feb 02, 2005 4:27 pm
RelaxandRejuvenate
Post subject:
Re: Fair Deal?
I think it helps to look at this slightly differently.A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudesOn her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.That sounds like a good deal, and it not too different than what many therapists do to make ends meet.It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. It does not seem "fair" that one party makes money two ways off the same person.Is this less "fair" than two different parties making money different ways off the same therapist?
I think it helps to look at this slightly differently.A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudesOn her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.That sounds like a good deal, and it not too different than what many therapists do to make ends meet.It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. It does not seem "fair" that one party makes money two ways off the same person.Is this less "fair" than two different parties making money different ways off the same therapist?
Posted: Wed Feb 02, 2005 11:18 am
Intuitouch
Post subject:
Re: Fair Deal?
Citychiro, I appreciate your willingness to ask. آ Thank you.
Quote:We have agreed to a monthly rent of $300 (she provides table, linens, oils, music etc).This sounds very reasonable. آ Am I to assume the etc means advertising?Quote:I have also asked if she is interested in treating some of my patients (when her schedule allows) for a flat fee of $30/hour or $15 per 30 min.This does not sound reasonable to me. آ I believe to be fair, the patients should be expected to pay her regular rates, especially if you are filing for insurance payment. آ One of my concerns is that in filing insurance you are most likely filing for the full billable amount that insurance will pay in your area -- reasonable and customary -- and receiving payment for that amount. آ She, on the otherhand, is doing the bulk of the work and most likely receiving 50% or less of what is being billed [b]plus paying you rent on top of it[b]. آ I agree with Gutehands that it seems to be a scale of diminshing returns for her, especially if she starts to see more of your patients and less of her clientele. آ I also agree with Terab about the volume, will she have to work a reduced fee each time your referral sees her?For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ Quote:For all the MTs out there, how does this sound? آ What would you change? آ
If I were the MT I would want a cap on the monthly amount. آ
She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ
IMO, that is fair.
Citychiro, I appreciate your willingness to ask. آ Thank you.
[quote]We have agreed to a monthly rent of $300 (she provides table, linens, oils, music etc).[/quote]This sounds very reasonable. آ Am I to assume the etc means advertising?[quote]I have also asked if she is interested in treating some of my patients (when her schedule allows) for a flat fee of $30/hour or $15 per 30 min.[/quote]This does not sound reasonable to me. آ I believe to be fair, the patients should be expected to pay her regular rates, especially if you are filing for insurance payment. آ One of my concerns is that in filing insurance you are most likely filing for the full billable amount that insurance will pay in your area -- reasonable and customary -- and receiving payment for that amount. آ She, on the otherhand, is doing the bulk of the work and most likely receiving 50% or less of what is being billed [b]plus paying you rent on top of it[b]. آ I agree with Gutehands that it seems to be a scale of diminshing returns for her, especially if she starts to see more of your patients and less of her clientele. آ I also agree with Terab about the volume, will she have to work a reduced fee each time your referral sees her?For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ [quote]For all the MTs out there, how does this sound? آ What would you change? آ [/quote]
If I were the MT I would want a cap on the monthly amount. آ
She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ
IMO, that is fair.
Posted: Wed Feb 02, 2005 10:48 am
Masthera
Post subject:
Re: Fair Deal?
I also agree with the rent or % split. Having both seems confusing on who's responsibilites are what. What would she be getting for her %?Also, billing insurance does complicate things. I agree with Seforum.xxxg. In my experience, persons with insurance coverage, on average, are more likely to take advaneforum.xxxe and no show or cancel with hardly any notice. This is potentially an issue that you and the therapist may not want to deal with. Especially if she has paying clients that could have taken the appointment. What about when you lose out on getting paid for PI or MVA cases? Will you be willing to absorb the loss?I get paid the same regardless of what the insurance pays. I would not be willing to take a loss if the insurance doesn't pay. Quote:Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides. This sounds fair also. Might be a good consideration. But, she would be losing her tax deduction of rent, which is one thing I don't like about being an IC. She might not want to lose that.I would look at the options and opinions listed here, as well as your own, and come up with a Pro/Con list and see what mutual agreement you can come up with.Hopefully we have all been of some help to you.
I also agree with the rent or % split. Having both seems confusing on who's responsibilites are what. What would she be getting for her %?Also, billing insurance does complicate things. I agree with Seforum.xxxg. In my experience, persons with insurance coverage, on average, are more likely to take advaneforum.xxxe and no show or cancel with hardly any notice. This is potentially an issue that you and the therapist may not want to deal with. Especially if she has paying clients that could have taken the appointment. What about when you lose out on getting paid for PI or MVA cases? Will you be willing to absorb the loss?I get paid the same regardless of what the insurance pays. I would not be willing to take a loss if the insurance doesn't pay. [quote]Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides. [/quote] This sounds fair also. Might be a good consideration. But, she would be losing her tax deduction of rent, which is one thing I don't like about being an IC. She might not want to lose that.I would look at the options and opinions listed here, as well as your own, and come up with a Pro/Con list and see what mutual agreement you can come up with.Hopefully we have all been of some help to you.
Posted: Wed Feb 02, 2005 7:35 am
berkana
Post subject:
Re: Fair Deal?
I have to side with the other therapists who say rent OR split... not both. I am in a situation where I send many of my clients (who my advertising $$$'s &/or client referals) to the Chiro's in my office. They benefit from my referals as much as I benefit from theirs.I am also curious, when you state that you will be billing insurance for your patients, and paying the MT a set fee for these bookings, will it be mostly L&I and auto?
I have to side with the other therapists who say rent OR split... not both. I am in a situation where I send many of my clients (who my advertising $$$'s &/or client referals) to the Chiro's in my office. They benefit from my referals as much as I benefit from theirs.I am also curious, when you state that you will be billing insurance for your patients, and paying the MT a set fee for these bookings, will it be mostly L&I and auto?
Posted: Tue Feb 01, 2005 6:23 pm
gutehands
Post subject:
Re: Fair Deal?
I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you [i]started[/i] with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
Posted: Tue Feb 01, 2005 5:37 pm
terab
Post subject:
Re: Fair Deal?
Well, with what jen just stated above...if she refers her clients to the chiro, can she ask/tell him how much she'll let him charge her clients? I don't like the deal. Will she have to work on them for $30 every visit or just the first visit in from your referral?I know that he said he would pay her $30 reguardless of what insurance pays but who cares. I think she should not cut herself that short. All he is doing is sending her the referral. Of course that's great to get a referral but if she has to work on them every time for $30, it's not a fair rate. When she gets busy working on clients who are willing to pay $60-$75 for an hour, who would want to say yes to $30 for the hour? (which i assume is close to the going rate in chicago) Sounds to me like you should just make her an employee or an IC. Pay her a fee for each client and not worry about the rent part. Seems to me like you can't have a rent situation and also give her a reduced rate for some clients. Maybe I'm off here but I wouldn't like the offer. I don't have a problem with the $30 for an hour. My problem is $30 for an hour but she also has to pay rent.
Well, with what jen just stated above...if she refers her clients to the chiro, can she ask/tell him how much she'll let him charge her clients? I don't like the deal. Will she have to work on them for $30 every visit or just the first visit in from your referral?I know that he said he would pay her $30 reguardless of what insurance pays but who cares. I think she should not cut herself that short. All he is doing is sending her the referral. Of course that's great to get a referral but if she has to work on them every time for $30, it's not a fair rate. When she gets busy working on clients who are willing to pay $60-$75 for an hour, who would want to say yes to $30 for the hour? (which i assume is close to the going rate in chicago) Sounds to me like you should just make her an employee or an IC. Pay her a fee for each client and not worry about the rent part. Seems to me like you can't have a rent situation and also give her a reduced rate for some clients. Maybe I'm off here but I wouldn't like the offer. I don't have a problem with the $30 for an hour. My problem is $30 for an hour but she also has to pay rent.
Posted: Tue Feb 01, 2005 4:59 pm
Jen
Post subject:
Re: Fair Deal?
Seems like the majority rules that the agreement the chiro wants to make with the MT is fair all the way around. If you've done your research, then suffice to say that you probably have.The only comment I would make is DON'T forget that it's a two-way street on advertising/bringing in clients for the other practitioner. Not only is the chiro advertising and referring his clients to the MT, but I believe that the MT is probably also advertising still and her clients could very well be referred to the chiro for treatment. I have had several clients who have replied they have never sought after chiro treatments or have even considered it as a possible relief solution when I have asked them if they ever considered seeking the advice of a chiropracter out to help relieve some of their discomfort. Once they realize this is a viable option, I then give them the business card of a great chiropractor I know which they readily accept.Because I feel that the advertising/referring is a 50/50 split, I believe the MT should get a little more perceneforum.xxxe than what's indicated in the current agreement. Be well,Jen
Seems like the majority rules that the agreement the chiro wants to make with the MT is fair all the way around. If you've done your research, then suffice to say that you probably have.The only comment I would make is DON'T forget that it's a two-way street on advertising/bringing in clients for the other practitioner. Not only is the chiro advertising and referring his clients to the MT, but I believe that the MT is probably also advertising still and her clients could very well be referred to the chiro for treatment. I have had several clients who have replied they have never sought after chiro treatments or have even considered it as a possible relief solution when I have asked them if they ever considered seeking the advice of a chiropracter out to help relieve some of their discomfort. Once they realize this is a viable option, I then give them the business card of a great chiropractor I know which they readily accept.Because I feel that the advertising/referring is a 50/50 split, I believe the MT should get a little more perceneforum.xxxe than what's indicated in the current agreement. Be well,Jen
Posted: Tue Feb 01, 2005 12:09 pm
Gaspen
Post subject:
Re: Fair Deal?
I'm pretty much with the consensus here. The rent per month is an awesome deal. 'Tho I've not graduated yet, $300 in a downtown location (a prime location) would be great (too bad you're not offering it 11 months from now!).Seforum.xxx, however, does bring up some important issues with regards to the prime time for scheduling appointments; but even that is manageable with a 7-day window.Kneadful - while I understand your perspective as an owner, from the perspective of a practicioner, if the deal isn't in MY best interests, then no matter how much money you invest, it wouldn't make sense for me. Additionally, the money spent in overhead, rent, advertising, insurance, etc., would have been spent by the owner to begin with and would not solely be directed for my (or a MT) benefit.But CityChiro - I will also extend my thanks for being fair in your offer as well as your concern in offering as fair a deal as possible. I hope I'll be as lucky when I'm job hunting.
I'm pretty much with the consensus here. The rent per month is an awesome deal. 'Tho I've not graduated yet, $300 in a downtown location (a prime location) would be great (too bad you're not offering it 11 months from now!).Seforum.xxx, however, does bring up some important issues with regards to the prime time for scheduling appointments; but even that is manageable with a 7-day window.Kneadful - while I understand your perspective as an owner, from the perspective of a practicioner, if the deal isn't in MY best interests, then no matter how much money you invest, it wouldn't make sense for me. Additionally, the money spent in overhead, rent, advertising, insurance, etc., would have been spent by the owner to begin with and would not solely be directed for my (or a MT) benefit.But CityChiro - I will also extend my thanks for being fair in your offer as well as your concern in offering as fair a deal as possible. I hope I'll be as lucky when I'm job hunting.
Posted: Tue Feb 01, 2005 12:09 pm
Kneadfulthings
Post subject:
Re: Fair Deal?
Just for the fact alone that you care enough to research this as much as you have to make sure you are fair is something to be applauded. Thank you for the respect.As a business owner that both sub-lets and has IC's, your offer is very fair. Most IC's only look at what is being charged for the service compared to what they are being paid. They tend to forget how much overhead is involved in the set up and maintaining of a large practice. Chances are high that the MT would not be able to provide the same ammenities on their own...hence why they need to rent from you in the first place. They are able to offer a portion of your ammenities at a fraction of the cost and with little or no financial risk which is normally associated with start up. As the owner of the practice, you are paying for the advertising to attract the clients you would be passing on to the MT. Advertising is an investment that involves the risk of no returned interest. That is a large consideration in the amount of commision that you deserve as the owner. In other words, the therapist took no risk in gaining that client from you. They just had to be there to provide the service.Thanks again for the respect you showed in your interest in keeping it fair!
Just for the fact alone that you care enough to research this as much as you have to make sure you are fair is something to be applauded. Thank you for the respect.As a business owner that both sub-lets and has IC's, your offer is very fair. Most IC's only look at what is being charged for the service compared to what they are being paid. They tend to forget how much overhead is involved in the [b] set up [/b]and [i] maintaining [/i] of a large practice. Chances are high that the MT would not be able to provide the same ammenities on their own...hence why they need to rent from you in the first place. They are able to offer a portion of your ammenities at a fraction of the cost and with little or no financial risk which is normally associated with start up. As the owner of the practice, you are paying for the advertising to attract the clients you would be passing on to the MT. Advertising is an investment that involves the risk of no returned interest. That is a large consideration in the amount of commision that you deserve as the owner. In other words, the therapist took no risk in gaining that client from you. They just had to be there to provide the service.Thanks again for the respect you showed in your interest in keeping it fair!
Posted: Tue Feb 01, 2005 8:51 am
Seforum.xxxgnant
Post subject:
Re: Fair Deal?
Quote:Seforum.xxxgnant, As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification.
That would still be good, but there are certain "prime times" that clients like to schedule during. For me, they're usually between 9am - 11am, and 3pm - 6pm. I probably wouldn't schedule insurance patients at these times, because the cash patients like to schedule, and the therapist would make more money from cash patients. I also uphold a cancellation policy, and have found that when people are only coming in because their insurance is billed have a tendency to no-show. Don't be surprised if she wants to enforce a cancellation policy, billing the patient for the time that another patient / her own clients could have scheduled.
[quote]Seforum.xxxgnant, As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification.
That would still be good, but there are certain "prime times" that clients like to schedule during. For me, they're usually between 9am - 11am, and 3pm - 6pm. I probably wouldn't schedule insurance patients at these times, because the cash patients like to schedule, and the therapist would make more money from cash patients. I also uphold a cancellation policy, and have found that when people are only coming in because their insurance is billed have a tendency to no-show. Don't be surprised if she wants to enforce a cancellation policy, billing the patient for the time that another patient / her own clients could have scheduled.
Posted: Tue Feb 01, 2005 8:46 am
RelaxandRejuvenate
Post subject:
Re: Fair Deal?
I think it is more than fair, especially if you handle the insurance.You are filing down time - exactly what an independent therapist needs. Just like flying off-peak times on an airline and other time constrained businesses, a discount is applied.
I think it is more than fair, especially if you handle the insurance.You are filing down time - exactly what an independent therapist needs. Just like flying off-peak times on an airline and other time constrained businesses, a discount is applied.
Posted: Tue Feb 01, 2005 8:42 am
Citychiro
Post subject:
Re: Fair Deal?
Seforum.xxxgnant, You are correct, I would bill insurance for the massage services she provided for my patients and pay her the fee regardless of whether or not I am reimbursed. As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification. I felt this would be the best situation for me ( I can offer massage services from a licensed professional), the therapist (she can build her practice and make some money from my patients on the side) and patients (since most will be able to use their insurance benefits).
Seforum.xxxgnant, You are correct, I would bill insurance for the massage services she provided for my patients and pay her the fee regardless of whether or not I am reimbursed. As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification. I felt this would be the best situation for me ( I can offer massage services from a licensed professional), the therapist (she can build her practice and make some money from my patients on the side) and patients (since most will be able to use their insurance benefits).
Posted: Tue Feb 01, 2005 7:29 am
Seforum.xxxgnant
Post subject:
Re: Fair Deal?
Personally, I'd jump on this arrangement in a heartbeat. Since she has her own clientele, she'll basically just be renting space from you, and $300/month is what I was paying down here in southeast texas in a chiro office that had little to no patients coming in. I was expected to supply all my equipment and launder my own linens. That's fair for both of you.For sending her clients, as long as you're not really booking ahead of time, and you are working around her down-time if she doesn't have a client at that time, I see no problem with that payment structure. You said she has a small private practice, that means there are times she won't be busy. I'm assuming you bill insurance for the patient and pay the therapist out of your own pocket, risking whether or not the insurance will pay you back. That's no risk for the therapist; they get paid whether you do or not. That would allow her to build her practice as well as yours. I personally don't see a problem with it.
Personally, I'd jump on this arrangement in a heartbeat. Since she has her own clientele, she'll basically just be renting space from you, and $300/month is what I was paying down here in southeast texas in a chiro office that had little to no patients coming in. I was expected to supply all my equipment and launder my own linens. That's fair for both of you.For sending her clients, as long as you're not really booking ahead of time, and you are working around her down-time if she doesn't have a client at that time, I see no problem with that payment structure. You said she has a small private practice, that means there are times she won't be busy. I'm assuming you bill insurance for the patient and pay the therapist out of your own pocket, risking whether or not the insurance will pay you back. That's no risk for the therapist; they get paid whether you do or not. That would allow her to build her practice as well as yours. I personally don't see a problem with it.
Posted: Tue Feb 01, 2005 7:09 am
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Topic review - Fair Deal?
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Jen
Post subject:
Re: Fair Deal?
VERY well said, Intuitouch...all of it...good post/reply! ;)Be well,Jen
VERY well said, Intuitouch...all of it...good post/reply! ;)Be well,Jen
Posted: Mon Feb 07, 2005 8:55 am
gutehands
Post subject:
Re: Fair Deal?
*applause*
*applause*
Posted: Sat Feb 05, 2005 9:08 am
Intuitouch
Post subject:
Re: Fair Deal?
Quote:Thanks for all of your input. آ It has been helpful.You are welcome. آ It is nice to have someone actually ask.Quote:The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us.I'm curious, will you mention this board and post to the MT so she can check out what we've suggested? آ Allow her the information in order to really work out a situation that is right for BOTH of you. آ Quote:As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. آ Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".
I would be interested to know what the other "many factors to consider" are...and why they weren't considered when you choose the $300 figure for rent? آ My guess it is because you know you can make a whole lot more money from billing insurance for her work. آ But either she isn't supposed to know that or she isn't supposed to care. آ
Again, I'm not against anyone making income off of the MT. آ However, I am against someone making more money off of the MT than she herself makes doing the majority of the work while paying her less to do it.
Yes, it can be difficult to achieve balance and create a situation where everyone wins. آ Yet, the fact you posted here to ask our opinions suggests you were uncertain regarding the deal you offered the MT. آ You were looking for additional ideas and ways of looking at it. آ My hope is you will consider what we've shared. آ Good luck to both of you and I hope your practices are successful.
[quote]Thanks for all of your input. آ It has been helpful.[/quote]You are welcome. آ It is nice to have someone actually ask.[quote]The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us.[/quote]I'm curious, will you mention this board and post to the MT so she can check out what we've suggested? آ Allow her the information in order to really work out a situation that is right for BOTH of you. آ [quote]As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. آ Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".[/quote]
I would be interested to know what the other "many factors to consider" are...and why they weren't considered when you choose the $300 figure for rent? آ My guess it is because you know you can make a whole lot more money from billing insurance for her work. آ But either she isn't supposed to know that or she isn't supposed to care. آ
Again, I'm not against anyone making income off of the MT. آ However, I am against someone making more money off of the MT than she herself makes doing the majority of the work while paying her less to do it.
Yes, it can be difficult to achieve balance and create a situation where everyone wins. آ Yet, the fact you posted here to ask our opinions suggests you were uncertain regarding the deal you offered the MT. آ You were looking for additional ideas and ways of looking at it. آ My hope is you will consider what we've shared. آ Good luck to both of you and I hope your practices are successful.
Posted: Sat Feb 05, 2005 8:37 am
StressSolutions
Post subject:
Re: Fair Deal?
Wow, there are sure a lot of smart people here adding to this and all posts. It gives me something to strive for! Goals are good, right?That said, the anwer to the original question is this: $300 rent fair, YES. $30/hr and $15/halfhour fair, NO. I'm curious as to how all this will pan out. mick
Wow, there are sure a lot of smart people here adding to this and all posts. It gives me something to strive for! Goals are good, right?That said, the anwer to the original question is this: $300 rent fair, YES. $30/hr and $15/halfhour fair, NO. I'm curious as to how all this will pan out. mick
Posted: Fri Feb 04, 2005 7:28 pm
superspagirl
Post subject:
Re: Fair Deal?
Citychiro, sounds like you are trying to do what is best all around. What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.
Citychiro, sounds like you are trying to do what is best all around. :) What if she paid rent and when you refer a client the MT gets her regular fee and you get whatever else insurance will pay. That way she is not losing out on her regular rate and it won't affect her ability to pay rent, and you are getting something for the referral. After all you are filing the insurance and not much more than that since she is providing everything else.
Posted: Fri Feb 04, 2005 5:48 pm
Citychiro
Post subject:
Re: Fair Deal?
Thanks for all of your input. It has been helpful. The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us. As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".Thanks for your help.
Thanks for all of your input. It has been helpful. The details of the deal will ultimately be negotiated between the MT and myself and in the end, it will only work if the situation is right for BOTH of us. As the business owner, I have to balance what is best for my patients, the MT and my business - and that can be a very difficult thing to acheive. Many of the responses here are from the MT perspective only (which is what I asked for!) but please, remember there are many factors to consider aside from your "bottom line".Thanks for your help.
Posted: Fri Feb 04, 2005 6:20 am
Texas-gal
Post subject:
Re: Fair Deal?
Quote:For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ If I were the MT I would want a cap on the monthly amount. آ She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ IMO, that is fair.
I am liking this post too.
Hmmm... آ citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. آ They are important ones in my book and I wish I could have said it as good.
[quote]For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ If I were the MT I would want a cap on the monthly amount. آ She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ IMO, that is fair.[/quote]
I am liking this post too.
Hmmm... آ citychiro, these posts are along the lines of what I was thinking earlier, so I am hoping that along with your willingness to make changes, you'll note these posts more than once. آ They are important ones in my book and I wish I could have said it as good.
Posted: Fri Feb 04, 2005 4:24 am
Texas-gal
Post subject:
Re: Fair Deal?
Quote:I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
I have to say, I really like this post.
[quote]I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you [i]started[/i] with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.[/quote]
I have to say, I really like this post.
Posted: Fri Feb 04, 2005 4:18 am
Jen
Post subject:
Re: Fair Deal?
Good input by all...I get the feeling that the chiropractor doesn't plan on coming back and checking out the rest of our feedback to him after his second post though.Just a hunch I have (which I hope I'm wrong about). Regardless, this was a good topic to discuss amongst ourselves as it gives us some good information to "chew on" should we consider a similar setup for ourselves down the road. Be well,Jen
Good input by all...I get the feeling that the chiropractor doesn't plan on coming back and checking out the rest of our feedback to him after his second post though.Just a hunch I have (which I hope I'm wrong about). Regardless, this was a good topic to discuss amongst ourselves as it gives us some good information to "chew on" should we consider a similar setup for ourselves down the road. Be well,Jen
Posted: Thu Feb 03, 2005 8:30 am
DoLLz
Post subject:
Re: Fair Deal?
Quote:What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. آ Maybe once, or twice....but that's it.
I'd think that once or twice is already too many times. آ If I paid $30 the first few times, I wouldn't want to pay more the next times. آ And those next few times will probably be when the insurance won't cover the massage.
[quote]What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. آ Maybe once, or twice....but that's it.[/quote]
I'd think that once or twice is already too many times. آ If I paid $30 the first few times, I wouldn't want to pay more the next times. آ And those next few times will probably be when the insurance won't cover the massage.
Posted: Wed Feb 02, 2005 7:43 pm
terab
Post subject:
Re: Fair Deal?
I certainly don't think we're frowning upon the chiro, he asked our opinion of if we thought it was fair. We answered. I for one, wouldn't work a side job while trying to build my practice. Why would I want to build business at another business for 1/2 the price while trying to start myown practice? Who even says she wants to have this set up. Maybe working on them one time at the reduced rate is ok but why try to build business somewhere when you'll be getting cut short on a regular basis by your "landlord".I'm not saying she shouldn't help take care of a client by charging a cheaper rate, or that she should say no way, I'm not going to do that. What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. Maybe once, or twice....but that's it.
I certainly don't think we're frowning upon the chiro, he asked our opinion of if we thought it was fair. We answered. I for one, wouldn't work a side job while trying to build my practice. Why would I want to build business at another business for 1/2 the price while trying to start myown practice? Who even says she wants to have this set up. Maybe working on them one time at the reduced rate is ok but why try to build business somewhere when you'll be getting cut short on a regular basis by your "landlord".I'm not saying she shouldn't help take care of a client by charging a cheaper rate, or that she should say no way, I'm not going to do that. What I am saying is that he shouldn't ask her to pay rent and then ask her to work on his clients for 1/2 her normal rate....on a continual basis. Maybe once, or twice....but that's it.
Posted: Wed Feb 02, 2005 5:45 pm
Intuitouch
Post subject:
Re: Fair Deal?
Quote:I think it helps to look at this slightly differently. A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudes.On her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.However, along these lines your scenario doesn't take into account that the referrals she is seeing in her rented space will be using equipment and supplies that she is expected to supply and pay for herself.Quote:It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. آ Is this less "fair" than two different parties making money different ways off the same therapist?
I'm not saying it is fair or unfair that the chiro wants to get as big a piece of the pie as he can get or that acting as both landlord or day spa is wrong or unfair. آ I'm suggesting it is in the best interest of the MT to limit what the chiro can make off of her on a monthly basis. آ Why should the MT not make the bulk of the money? آ She is the person doing the hard work, taking the time to work with each patient. آ Reducing her fee certainly doesn't reward her for her hard work and time. آ
As for what is or isn't "fair". آ
What I don't think is "fair" is the idea that he is offering to pay her a reduced rate for his referrals, then bill insurance and collect 50% or better of the fee charged simply because it is insurance work. آ
The biggest expense in insurance billing is having the right person checking the patients insurance policy to know whether massage is covered, keeping track of it and making certain the insurance company is paying the claims on a timely basis -- which has nothing to do with the MT -- but rather the office staff the chiro has hired to perform this duty. آ Most offices file claims electronically in bulk, either in-house or through a service, the cost involved in this is probably 10% - 15% of the monthly amount billed. آ If he were to track what the actual expense is of filing massage claims it is probably less than that on a monthly basis. آ Why should he be making more off of her work than she is?
IMO, as far as his overhead needs these should be met with what he is charging in rent. آ
[quote]I think it helps to look at this slightly differently. A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudes.On her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.[/quote]However, along these lines your scenario doesn't take into account that the referrals she is seeing in her rented space will be using equipment and supplies that she is expected to supply and pay for herself.[quote]It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. آ Is this less "fair" than two different parties making money different ways off the same therapist?[/quote]
I'm not saying it is fair or unfair that the chiro wants to get as big a piece of the pie as he can get or that acting as both landlord or day spa is wrong or unfair. آ I'm suggesting it is in the best interest of the MT to limit what the chiro can make off of her on a monthly basis. آ Why should the MT not make the bulk of the money? آ She is the person doing the hard work, taking the time to work with each patient. آ Reducing her fee certainly doesn't reward her for her hard work and time. آ
As for what is or isn't "fair". آ
What I don't think is "fair" is the idea that he is offering to pay her a reduced rate for his referrals, then bill insurance and collect 50% or better of the fee charged simply because it is insurance work. آ
The biggest expense in insurance billing is having the right person checking the patients insurance policy to know whether massage is covered, keeping track of it and making certain the insurance company is paying the claims on a timely basis -- which has nothing to do with the MT -- but rather the office staff the chiro has hired to perform this duty. آ Most offices file claims electronically in bulk, either in-house or through a service, the cost involved in this is probably 10% - 15% of the monthly amount billed. آ If he were to track what the actual expense is of filing massage claims it is probably less than that on a monthly basis. آ Why should he be making more off of her work than she is?
IMO, as far as his overhead needs these should be met with what he is charging in rent. آ
Posted: Wed Feb 02, 2005 4:27 pm
RelaxandRejuvenate
Post subject:
Re: Fair Deal?
I think it helps to look at this slightly differently.A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudesOn her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.That sounds like a good deal, and it not too different than what many therapists do to make ends meet.It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. It does not seem "fair" that one party makes money two ways off the same person.Is this less "fair" than two different parties making money different ways off the same therapist?
I think it helps to look at this slightly differently.A massage therapist has her own space, on which she pays rent. Her clients, her overhead. Risk, reward, all the usual buisness platitudesOn her slow days or downtime, she is on-call at the day spa next door and she can pop over when it suits her schedule. The day spa pays 50% of the $60 rate. Therapist has no marketing costs, no other expenses.That sounds like a good deal, and it not too different than what many therapists do to make ends meet.It seems to me our chiro friend is being frowned upon because he is acting as the both landlord and day spa owner in the above scenario. It does not seem "fair" that one party makes money two ways off the same person.Is this less "fair" than two different parties making money different ways off the same therapist?
Posted: Wed Feb 02, 2005 11:18 am
Intuitouch
Post subject:
Re: Fair Deal?
Citychiro, I appreciate your willingness to ask. آ Thank you.
Quote:We have agreed to a monthly rent of $300 (she provides table, linens, oils, music etc).This sounds very reasonable. آ Am I to assume the etc means advertising?Quote:I have also asked if she is interested in treating some of my patients (when her schedule allows) for a flat fee of $30/hour or $15 per 30 min.This does not sound reasonable to me. آ I believe to be fair, the patients should be expected to pay her regular rates, especially if you are filing for insurance payment. آ One of my concerns is that in filing insurance you are most likely filing for the full billable amount that insurance will pay in your area -- reasonable and customary -- and receiving payment for that amount. آ She, on the otherhand, is doing the bulk of the work and most likely receiving 50% or less of what is being billed [b]plus paying you rent on top of it[b]. آ I agree with Gutehands that it seems to be a scale of diminshing returns for her, especially if she starts to see more of your patients and less of her clientele. آ I also agree with Terab about the volume, will she have to work a reduced fee each time your referral sees her?For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ Quote:For all the MTs out there, how does this sound? آ What would you change? آ
If I were the MT I would want a cap on the monthly amount. آ
She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ
IMO, that is fair.
Citychiro, I appreciate your willingness to ask. آ Thank you.
[quote]We have agreed to a monthly rent of $300 (she provides table, linens, oils, music etc).[/quote]This sounds very reasonable. آ Am I to assume the etc means advertising?[quote]I have also asked if she is interested in treating some of my patients (when her schedule allows) for a flat fee of $30/hour or $15 per 30 min.[/quote]This does not sound reasonable to me. آ I believe to be fair, the patients should be expected to pay her regular rates, especially if you are filing for insurance payment. آ One of my concerns is that in filing insurance you are most likely filing for the full billable amount that insurance will pay in your area -- reasonable and customary -- and receiving payment for that amount. آ She, on the otherhand, is doing the bulk of the work and most likely receiving 50% or less of what is being billed [b]plus paying you rent on top of it[b]. آ I agree with Gutehands that it seems to be a scale of diminshing returns for her, especially if she starts to see more of your patients and less of her clientele. آ I also agree with Terab about the volume, will she have to work a reduced fee each time your referral sees her?For example: آ If R/C in your area allows $65 billed for massage. آ You will make 54% or $35 on the referral in addition to the $300 rent. آ If the MT works on 12 of your patients in a month billing at $65/session. آ She will have made $360 on those 12 referrals (basically covered her rent). آ You will have made $420 plus her $300 rent for a total of $720 paid to you. آ آ آ [quote]For all the MTs out there, how does this sound? آ What would you change? آ [/quote]
If I were the MT I would want a cap on the monthly amount. آ
She would pay you $300/month to rent the space plus you would make a perceneforum.xxxe (30% - 40%) of the billable massage fee's until the monthly cap is met. آ I think a $600 cap is reasonable (doubles her rent). آ Paying you 40% of the billable massage she would have to work on 12.5 referrals each month or about 3 referrals a week in order to reach that cap. آ
IMO, that is fair.
Posted: Wed Feb 02, 2005 10:48 am
Masthera
Post subject:
Re: Fair Deal?
I also agree with the rent or % split. Having both seems confusing on who's responsibilites are what. What would she be getting for her %?Also, billing insurance does complicate things. I agree with Seforum.xxxg. In my experience, persons with insurance coverage, on average, are more likely to take advaneforum.xxxe and no show or cancel with hardly any notice. This is potentially an issue that you and the therapist may not want to deal with. Especially if she has paying clients that could have taken the appointment. What about when you lose out on getting paid for PI or MVA cases? Will you be willing to absorb the loss?I get paid the same regardless of what the insurance pays. I would not be willing to take a loss if the insurance doesn't pay. Quote:Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides. This sounds fair also. Might be a good consideration. But, she would be losing her tax deduction of rent, which is one thing I don't like about being an IC. She might not want to lose that.I would look at the options and opinions listed here, as well as your own, and come up with a Pro/Con list and see what mutual agreement you can come up with.Hopefully we have all been of some help to you.
I also agree with the rent or % split. Having both seems confusing on who's responsibilites are what. What would she be getting for her %?Also, billing insurance does complicate things. I agree with Seforum.xxxg. In my experience, persons with insurance coverage, on average, are more likely to take advaneforum.xxxe and no show or cancel with hardly any notice. This is potentially an issue that you and the therapist may not want to deal with. Especially if she has paying clients that could have taken the appointment. What about when you lose out on getting paid for PI or MVA cases? Will you be willing to absorb the loss?I get paid the same regardless of what the insurance pays. I would not be willing to take a loss if the insurance doesn't pay. [quote]Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides. [/quote] This sounds fair also. Might be a good consideration. But, she would be losing her tax deduction of rent, which is one thing I don't like about being an IC. She might not want to lose that.I would look at the options and opinions listed here, as well as your own, and come up with a Pro/Con list and see what mutual agreement you can come up with.Hopefully we have all been of some help to you.
Posted: Wed Feb 02, 2005 7:35 am
berkana
Post subject:
Re: Fair Deal?
I have to side with the other therapists who say rent OR split... not both. I am in a situation where I send many of my clients (who my advertising $$$'s &/or client referals) to the Chiro's in my office. They benefit from my referals as much as I benefit from theirs.I am also curious, when you state that you will be billing insurance for your patients, and paying the MT a set fee for these bookings, will it be mostly L&I and auto?
I have to side with the other therapists who say rent OR split... not both. I am in a situation where I send many of my clients (who my advertising $$$'s &/or client referals) to the Chiro's in my office. They benefit from my referals as much as I benefit from theirs.I am also curious, when you state that you will be billing insurance for your patients, and paying the MT a set fee for these bookings, will it be mostly L&I and auto?
Posted: Tue Feb 01, 2005 6:23 pm
gutehands
Post subject:
Re: Fair Deal?
I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you started with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
I agree with Terab about the volume issue. When I started on staff with a chiro, he had 8 clients left on book for massage. Within 6 months I had constant full book and within a year an overflow into night hours, requiring a second therapist on board...so when would your MT be able to use the office for her clients? She'd be paying rent from your reduced rate. You would be getting her rent, and insurance reimbursement. Seems a scale of diminshing returns for her, as her business with you increases...also a big chance for early burn out.Some people love having the availability of adjustment and massage in one trip. Some chiro's enjoy having their clients massaged pre or post adjustment. If she is fighting to get her own clients in, for her full fee, to make your rent, that is going to leave you with big holes in your scheduling...which means return visits at possibly inconvenient hours for your patients. I agree with those who say either rent or split. Perhaps if you [i]started[/i] with the rent and discount deal, with an agreement scaled to gradually decrease towards eliminating her rent as she took on more of your patients, that might be very beneficial for both sides.
Posted: Tue Feb 01, 2005 5:37 pm
terab
Post subject:
Re: Fair Deal?
Well, with what jen just stated above...if she refers her clients to the chiro, can she ask/tell him how much she'll let him charge her clients? I don't like the deal. Will she have to work on them for $30 every visit or just the first visit in from your referral?I know that he said he would pay her $30 reguardless of what insurance pays but who cares. I think she should not cut herself that short. All he is doing is sending her the referral. Of course that's great to get a referral but if she has to work on them every time for $30, it's not a fair rate. When she gets busy working on clients who are willing to pay $60-$75 for an hour, who would want to say yes to $30 for the hour? (which i assume is close to the going rate in chicago) Sounds to me like you should just make her an employee or an IC. Pay her a fee for each client and not worry about the rent part. Seems to me like you can't have a rent situation and also give her a reduced rate for some clients. Maybe I'm off here but I wouldn't like the offer. I don't have a problem with the $30 for an hour. My problem is $30 for an hour but she also has to pay rent.
Well, with what jen just stated above...if she refers her clients to the chiro, can she ask/tell him how much she'll let him charge her clients? I don't like the deal. Will she have to work on them for $30 every visit or just the first visit in from your referral?I know that he said he would pay her $30 reguardless of what insurance pays but who cares. I think she should not cut herself that short. All he is doing is sending her the referral. Of course that's great to get a referral but if she has to work on them every time for $30, it's not a fair rate. When she gets busy working on clients who are willing to pay $60-$75 for an hour, who would want to say yes to $30 for the hour? (which i assume is close to the going rate in chicago) Sounds to me like you should just make her an employee or an IC. Pay her a fee for each client and not worry about the rent part. Seems to me like you can't have a rent situation and also give her a reduced rate for some clients. Maybe I'm off here but I wouldn't like the offer. I don't have a problem with the $30 for an hour. My problem is $30 for an hour but she also has to pay rent.
Posted: Tue Feb 01, 2005 4:59 pm
Jen
Post subject:
Re: Fair Deal?
Seems like the majority rules that the agreement the chiro wants to make with the MT is fair all the way around. If you've done your research, then suffice to say that you probably have.The only comment I would make is DON'T forget that it's a two-way street on advertising/bringing in clients for the other practitioner. Not only is the chiro advertising and referring his clients to the MT, but I believe that the MT is probably also advertising still and her clients could very well be referred to the chiro for treatment. I have had several clients who have replied they have never sought after chiro treatments or have even considered it as a possible relief solution when I have asked them if they ever considered seeking the advice of a chiropracter out to help relieve some of their discomfort. Once they realize this is a viable option, I then give them the business card of a great chiropractor I know which they readily accept.Because I feel that the advertising/referring is a 50/50 split, I believe the MT should get a little more perceneforum.xxxe than what's indicated in the current agreement. Be well,Jen
Seems like the majority rules that the agreement the chiro wants to make with the MT is fair all the way around. If you've done your research, then suffice to say that you probably have.The only comment I would make is DON'T forget that it's a two-way street on advertising/bringing in clients for the other practitioner. Not only is the chiro advertising and referring his clients to the MT, but I believe that the MT is probably also advertising still and her clients could very well be referred to the chiro for treatment. I have had several clients who have replied they have never sought after chiro treatments or have even considered it as a possible relief solution when I have asked them if they ever considered seeking the advice of a chiropracter out to help relieve some of their discomfort. Once they realize this is a viable option, I then give them the business card of a great chiropractor I know which they readily accept.Because I feel that the advertising/referring is a 50/50 split, I believe the MT should get a little more perceneforum.xxxe than what's indicated in the current agreement. Be well,Jen
Posted: Tue Feb 01, 2005 12:09 pm
Gaspen
Post subject:
Re: Fair Deal?
I'm pretty much with the consensus here. The rent per month is an awesome deal. 'Tho I've not graduated yet, $300 in a downtown location (a prime location) would be great (too bad you're not offering it 11 months from now!).Seforum.xxx, however, does bring up some important issues with regards to the prime time for scheduling appointments; but even that is manageable with a 7-day window.Kneadful - while I understand your perspective as an owner, from the perspective of a practicioner, if the deal isn't in MY best interests, then no matter how much money you invest, it wouldn't make sense for me. Additionally, the money spent in overhead, rent, advertising, insurance, etc., would have been spent by the owner to begin with and would not solely be directed for my (or a MT) benefit.But CityChiro - I will also extend my thanks for being fair in your offer as well as your concern in offering as fair a deal as possible. I hope I'll be as lucky when I'm job hunting.
I'm pretty much with the consensus here. The rent per month is an awesome deal. 'Tho I've not graduated yet, $300 in a downtown location (a prime location) would be great (too bad you're not offering it 11 months from now!).Seforum.xxx, however, does bring up some important issues with regards to the prime time for scheduling appointments; but even that is manageable with a 7-day window.Kneadful - while I understand your perspective as an owner, from the perspective of a practicioner, if the deal isn't in MY best interests, then no matter how much money you invest, it wouldn't make sense for me. Additionally, the money spent in overhead, rent, advertising, insurance, etc., would have been spent by the owner to begin with and would not solely be directed for my (or a MT) benefit.But CityChiro - I will also extend my thanks for being fair in your offer as well as your concern in offering as fair a deal as possible. I hope I'll be as lucky when I'm job hunting.
Posted: Tue Feb 01, 2005 12:09 pm
Kneadfulthings
Post subject:
Re: Fair Deal?
Just for the fact alone that you care enough to research this as much as you have to make sure you are fair is something to be applauded. Thank you for the respect.As a business owner that both sub-lets and has IC's, your offer is very fair. Most IC's only look at what is being charged for the service compared to what they are being paid. They tend to forget how much overhead is involved in the set up and maintaining of a large practice. Chances are high that the MT would not be able to provide the same ammenities on their own...hence why they need to rent from you in the first place. They are able to offer a portion of your ammenities at a fraction of the cost and with little or no financial risk which is normally associated with start up. As the owner of the practice, you are paying for the advertising to attract the clients you would be passing on to the MT. Advertising is an investment that involves the risk of no returned interest. That is a large consideration in the amount of commision that you deserve as the owner. In other words, the therapist took no risk in gaining that client from you. They just had to be there to provide the service.Thanks again for the respect you showed in your interest in keeping it fair!
Just for the fact alone that you care enough to research this as much as you have to make sure you are fair is something to be applauded. Thank you for the respect.As a business owner that both sub-lets and has IC's, your offer is very fair. Most IC's only look at what is being charged for the service compared to what they are being paid. They tend to forget how much overhead is involved in the [b] set up [/b]and [i] maintaining [/i] of a large practice. Chances are high that the MT would not be able to provide the same ammenities on their own...hence why they need to rent from you in the first place. They are able to offer a portion of your ammenities at a fraction of the cost and with little or no financial risk which is normally associated with start up. As the owner of the practice, you are paying for the advertising to attract the clients you would be passing on to the MT. Advertising is an investment that involves the risk of no returned interest. That is a large consideration in the amount of commision that you deserve as the owner. In other words, the therapist took no risk in gaining that client from you. They just had to be there to provide the service.Thanks again for the respect you showed in your interest in keeping it fair!
Posted: Tue Feb 01, 2005 8:51 am
Seforum.xxxgnant
Post subject:
Re: Fair Deal?
Quote:Seforum.xxxgnant, As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification.
That would still be good, but there are certain "prime times" that clients like to schedule during. For me, they're usually between 9am - 11am, and 3pm - 6pm. I probably wouldn't schedule insurance patients at these times, because the cash patients like to schedule, and the therapist would make more money from cash patients. I also uphold a cancellation policy, and have found that when people are only coming in because their insurance is billed have a tendency to no-show. Don't be surprised if she wants to enforce a cancellation policy, billing the patient for the time that another patient / her own clients could have scheduled.
[quote]Seforum.xxxgnant, As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification.
That would still be good, but there are certain "prime times" that clients like to schedule during. For me, they're usually between 9am - 11am, and 3pm - 6pm. I probably wouldn't schedule insurance patients at these times, because the cash patients like to schedule, and the therapist would make more money from cash patients. I also uphold a cancellation policy, and have found that when people are only coming in because their insurance is billed have a tendency to no-show. Don't be surprised if she wants to enforce a cancellation policy, billing the patient for the time that another patient / her own clients could have scheduled.
Posted: Tue Feb 01, 2005 8:46 am
RelaxandRejuvenate
Post subject:
Re: Fair Deal?
I think it is more than fair, especially if you handle the insurance.You are filing down time - exactly what an independent therapist needs. Just like flying off-peak times on an airline and other time constrained businesses, a discount is applied.
I think it is more than fair, especially if you handle the insurance.You are filing down time - exactly what an independent therapist needs. Just like flying off-peak times on an airline and other time constrained businesses, a discount is applied.
Posted: Tue Feb 01, 2005 8:42 am
Citychiro
Post subject:
Re: Fair Deal?
Seforum.xxxgnant, You are correct, I would bill insurance for the massage services she provided for my patients and pay her the fee regardless of whether or not I am reimbursed. As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification. I felt this would be the best situation for me ( I can offer massage services from a licensed professional), the therapist (she can build her practice and make some money from my patients on the side) and patients (since most will be able to use their insurance benefits).
Seforum.xxxgnant, You are correct, I would bill insurance for the massage services she provided for my patients and pay her the fee regardless of whether or not I am reimbursed. As for scheduling the patients, I have asked that she provide massage services to my patients within seven days of notification. I felt this would be the best situation for me ( I can offer massage services from a licensed professional), the therapist (she can build her practice and make some money from my patients on the side) and patients (since most will be able to use their insurance benefits).
Posted: Tue Feb 01, 2005 7:29 am
Seforum.xxxgnant
Post subject:
Re: Fair Deal?
Personally, I'd jump on this arrangement in a heartbeat. Since she has her own clientele, she'll basically just be renting space from you, and $300/month is what I was paying down here in southeast texas in a chiro office that had little to no patients coming in. I was expected to supply all my equipment and launder my own linens. That's fair for both of you.For sending her clients, as long as you're not really booking ahead of time, and you are working around her down-time if she doesn't have a client at that time, I see no problem with that payment structure. You said she has a small private practice, that means there are times she won't be busy. I'm assuming you bill insurance for the patient and pay the therapist out of your own pocket, risking whether or not the insurance will pay you back. That's no risk for the therapist; they get paid whether you do or not. That would allow her to build her practice as well as yours. I personally don't see a problem with it.
Personally, I'd jump on this arrangement in a heartbeat. Since she has her own clientele, she'll basically just be renting space from you, and $300/month is what I was paying down here in southeast texas in a chiro office that had little to no patients coming in. I was expected to supply all my equipment and launder my own linens. That's fair for both of you.For sending her clients, as long as you're not really booking ahead of time, and you are working around her down-time if she doesn't have a client at that time, I see no problem with that payment structure. You said she has a small private practice, that means there are times she won't be busy. I'm assuming you bill insurance for the patient and pay the therapist out of your own pocket, risking whether or not the insurance will pay you back. That's no risk for the therapist; they get paid whether you do or not. That would allow her to build her practice as well as yours. I personally don't see a problem with it.
Posted: Tue Feb 01, 2005 7:09 am
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- Withme_Spa:
at 4386 Sheppard Avenue east 
Tuesday, ❣
Mia, petite Taiwanese, sexy build with beautiful face. friendly, does a very relaxing treatment and wonderful finish. ❣ Susan, medium height and sexy build with shapely legs and ass. friendly, does a very relaxing treatment and wonderful finish... comfortable treatment 
Lily, beautiful, slim but busty, and does very relaxing treatment with over the top finish. ❣ 
416 297-7488 - Jenny’s Spa:
JENNY’S SPA 
5170 DUNDAS STREET WEST 
ETOBICOKE ONTARIO M9A 1C4 
(647-893-5196)Call or Text (437-888-3759)Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY 
GRAND OPENING
NEW GIRLS EVERYDAYEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS
TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAYREAL PICTURES OF ATTENDANTS - TODAY’s ROSTER INCLUDES: Julia - A shy new Korean girl waiting to - Birchmount&14th:
TUESDAY at 𝐋𝐄𝐎𝐍𝐀 & 𝐅𝐑𝐈𝐄𝐍𝐃𝐒: JESSIE & YUKI. Birchmount Rd & 14th Ave., Markham, ON. Call or Text for details and appointment. 𝟰𝟯𝟳-𝟮𝟵𝟳-𝟲𝟯𝟳𝟰 JESSIE is a slim and very sexy Asian girl with skills of the highest degree. YUKI, so sweet, so sexy, and can blow your mind. $120 30 Minutes Fixed rate for All Menu Package (including BBBJ, DATY, Body Slide, Rimming, Full)
- lemon_tree:
a discreet entrance at 4155 Sheppard Avenue east, unit 201 
Tuesday, ❣ Holly, medium height and sexy build with shapely legs and ass. friendly, does a very relaxing treatment and wonderful finish. and Amy, 
647 348-2899 - Hollywood_Spa:
❤
a clean, cozy, spa at 4578 Yonge Street, unit 100 Tuesday, 
Mimi, medium height. good looking, dark hair to shoulder, firm treatment followed by good service menu Sisi, very slim build, medium height, can do firm treatment and over the top service. Cheerful personality and always thrilled to see you ... 
416 222-5554 - SunriseRH:
TUESDAY at 𝗦𝗨𝗡𝗥𝗜𝗦𝗘 𝗦𝗣𝗔: LULU, MICHELLE & SUMMER. 10 East Wilmot St, Unit 27, Richmond Hill, on 𝟲𝟰𝟳-𝟯𝟮𝟱-𝟴𝟬𝟴𝟲 LULU is a friendly and very sexy Vietnamese girl. She is a lot of fun, and can be wild at times. MICHELLE is a young, curvaceous beauty, 5’2” & 130Lbs, 37DDD-31-41, a trim waist, and a nice butt. Come and be pampered.
- bnwellness_wilson:
Blue Nile Wellness Center, we have 4 young beautiful girls are working today, young new sweet Mia 25 years old and young cute Ivy with curve body, pretty GFE Lina and sexy Coco are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in aways welcome, back entrance and parking available, 350 Wilson Ave North York
- gold__rose__spa:
🏵 at 1536 Warden Avenue ❣Tuesday, Judy, medium body, shapely girl, outgoing and friendly, very smooth skin, nice boobs, does great relaxation with full menu options. and 🏵 Fifi, Pleasant personality. 
647 346-8086 - NewOriental:
TUESDAY at 𝗡𝗘𝗪 𝗢𝗥𝗜𝗘𝗡𝗧𝗔𝗟 𝗦𝗣𝗔: HAPPY & VIVIAN. 10 East Wilmot St, Unit 26, Richmond Hill, on 𝟲𝟰𝟳-𝟯𝟴𝟭-𝟮𝟲𝟴𝟴 HAPPY is a slim Korean lady with great massage skills & lots of extra fun. VIVIAN is a pretty and very sexy Chinese doll, standing 5’7” tall, with a slim figure. Vivian is very friendly and versatile.
- Dreaminn:
TUESDAY at
𝗗𝗥𝗘𝗔𝗠 𝗜𝗡𝗡 𝗪𝗘𝗟𝗟𝗡𝗘𝗦𝗦 𝗦𝗣𝗔: DELIA, EVELYN, & LULU. 10225 Yonge St (North of Major Mackenzie), Richmond Hill, ON 𝟲𝟰𝟳-𝟴𝟮𝟵-𝟮𝟵𝟴𝟯 ]DELIA is young and very pretty, slim with natural boobs and an impressive ass. Her services are very satisfying. EVELYN isA True Spinner! with a beautiful face and tiny tiny body. A rare gem, 5’1” & only 95 pounds! Spinner lover’s rejoice! - ASPA:
TUESDAY at 𝐀 𝐒𝐏𝐀: Cherry & best massage Rachel
𝐀 𝐒𝐏𝐀, 28 South Unionville Ave, Unit 5, Markham. 𝗖𝗮𝗹𝗹 𝟲𝟰𝟳-𝟳𝟮𝟵-𝟲𝟲𝟬𝟲 𝗼𝗿 𝘁𝗲𝘅𝘁 𝟲𝟰𝟳-𝟴𝟯𝟵-𝟱𝟵𝟲𝟲 CHERRY is a Vietnamese beauty, standing 1.62Cm tall & weighing 50Kg, with a nice 32C bust size. She is a sexy and charming lady with excellent service. RACHEL is a slim and attractive attendant - Annie Spa:
ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (437) 818-8896 (416) 291-8879 (FINCH & MCCOWAN) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: Angel Very beautiful girl from Taiwan, very curvy, young and sexy, she can provide a great massage and wonderful touch and super service. Angel is so sexy, especially her 34C breasts and her big juicy tight bum you can worship and ador
- Red_Pearl_Spa:
❣ at 4385 Sheppard Avenue east, unit 5 ❤Tuesday, Sophia, 25 yrs, and ❤ milf Mary today for an amazing treatment... 5'5", long light brown hair, at least C, decent English and upbeat, cheerful personality 647 352-1588
- HolidaySpa:
Tuesday at
𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪3517 Kennedy Rd, Unit 4, Scarborough 𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵: Cindy, Eva & Helen. Cindy is a slim & incredibly sexy lady with a smile that will melt your heart, & an ass that will fire up your spirit. Her services are among the best! Eva is young, slim, innocent & demure looks, but don’t let her innocent looks deceive. She can massage & service very well. - ForeverWarden:
Tuesday at
𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Tracy & Vivian. Cindy is a slim beauty, 5’4”, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild & her cfs finish is a dream come true. Tracy is an incredibly cute & pretty Japanese/Taiwanese mixed spinner, about 5’1” and 100 lbs. She is very popular - Red Rose Spa:
We have 5 hot brown girls today ASHA, MALIYA, LUCY, AMANDA, NISHA, SANA, AAVI, MAY 2588 Birchmount 2 Invergordon 647-702-8800 Please visit for a great erotic massage - Lulu1980:
Hi guys
Phoenix blossom Spa Jessica sexy body big boobs very good body slide and Coco very good table shower ，Cici Deep Tissue Massage
5124 Dundas St W Etobicoke 416-817-3366 - Sparkling Spa:
50 LOCKRIDGE AVE UNIT 8!! INTERNATIONAL GIRLS FOR A VARIETY OF APPETITES!!! 
WITH A WILD TIME WITH JAPANESE MILF CHANEL and SERVICE QUEEN JENNIFER!! 905-604-8186!! - bumika.vashi:
VASHI NAVI MUMBAI FULL SERVICE
TeleGram: @BUMIKAVASHI WhatsApp
- bumika.vashi:
(((आपको बिना नाटक या नखरे करने वाला सर्विस चाहे तोह याद करना. ))) If you want Service without Drama or Tantrums, Remember it. Will Try To Give You The Best Possible Sweating Experience With Full Company. TAKE MY WORD.?? Don't Waste Your Time And Money In Some Other Place Where You are Really Upset Loosing Out Both Money And Fun. Ok Try With Our Girls Once Then Your Visit Will Be Regular To Me.... _________________N O T E_________________ If u like my services Please Please Do not fo
- Lily Spa:
SANA, NEW GIRL MARIA and KK are here today for your massage needs Lily Spa 2190 McNicoll Scarborough M1V 5M2 (647) 531-8288
- Sparkling Spa:
Sparkling Spa: 50 LOCKRIDGE AVE UNIT 8!! INTERNATIONAL GIRLS FOR A VARIETY OF APPETITES!!! ENJOY VICTORIA DAY WITH JENNIFER AND SUMMER !! 905-604-8186!
- Endless Joy Spa:
[GRAND OPENING] Endless Joy Spa 
(155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-856510am-2am,New First Day Young Slim Sexy Thai Girl Janice, Young Sexy CBC Rachel. Slim Sexy Chinese Kiki,Tall Slim Sexy Chinese Kelly, Young Sexy Chinese Abie. - bnwellness_wilson:
Blue Nile Wellness Center, we have 4 young beautiful girls are working today, young new sweet Angela and young cute Vivian, pretty GFE Ella and sexy Coco are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in aways welcome, back entrance and parking available, 350 Wilson Ave North York
- SpringGreen.:
Spring Green Spa - 72 Gerrard St W. 2/Fl - 647-891-0699Today we have 5 girls on Monday：New white girl gigi young student, lisa- Service queen with a banging body that is sure to make heads turn. Angel - innocent GND looks that has a very sensual side to warm things up Coco - Spunky fun in...
- Jenny’s Spa:
JENNY’S SPA 5170 DUNDAS STREET WEST ETOBICOKE ONTARIO M9A 1C4 (647-893-5196)Call or Text (437-888-3759)Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY GRAND OPENINGNEW GIRLS EVERYDAYEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS THREE BEAUTIFUL NEW YOUNG ASIAN GIRLS WORKINGREAL PICTURES OF ATTENDANTS - TODAY’s ROSTER INCLUDES: Tina - A sweet tiny little treat from Ma
- Sparkling Spa:
Sparkling Spa: 50 LOCKRIDGE AVE UNIT 8!! INTERNATIONAL GIRLS FOR A VARIETY OF APPETITES!!! ENJOY VICTORIA DAY WITH JENNIFER AND SUMMER !! 905-604-8186!
- Lulu1980:
Hi guysPhoenix blossom Spa Mia sexy body big boobs very good body slide and Jenny very good table shower ，CiciDeep Tissue Massage5124 Dundas St W Etobicoke 416-817-3366
- Moneylee:
All season wellness center :New Young girl big boobs beautiful face deep massage Zoe ,Young girl big breasted beautiful buttocks charming temperament big boobs Yoyo ,Young girl Big breasted saucy naughty Ella ,Enchanting sexy petite deep massage Sherry , address: #5-30 Rambler dr Brampton ,Ontario L6W 1E24376655510
️️
- Moneylee:
Full season wellness center: Young girl big breasted beautiful buttocks charming temperament big boobs Vita ,Young girl big boobs beautiful face deep massage Bobo, young girl pretty face nice figure Thai deep massage Linda ,Young beautiful face sexy body and good deep massage maggie,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 .4379857899 ️️
- Dreaminn:
MONDAY at𝗗𝗥𝗘𝗔𝗠 𝗜𝗡𝗡 𝗪𝗘𝗟𝗟𝗡𝗘𝗦𝗦 𝗦𝗣𝗔: AMY, MIMI & VIVI. 10225 Yonge St (North of Major Mackenzie), Richmond Hill, ON 𝟲𝟰𝟳-𝟴𝟮𝟵-𝟮𝟵𝟴𝟯 AMY is a sweet and friendly Chinese vixen, 158Cms, 115Lbs, with C Cups and very willing to please. MIMI is a cute young Asian lady with a medium build,167Cms, 110Lbs, D Cups & very open minded services. VIVI is a very cute and young lady
- Birchmount&14th:
MONDAY at 𝐋𝐄𝐎𝐍𝐀 & 𝐅𝐑𝐈𝐄𝐍𝐃𝐒: JESSIE & YUKI. Birchmount Rd & 14th Ave., Markham, ON. Call or Text for details and appointment. 𝟰𝟯𝟳-𝟮𝟵𝟳-𝟲𝟯𝟳𝟰 JESSIE is a slim and very sexy Asian girl with skills of the highest degree. YUKI, so sweet, so sexy, and can blow your mind. $120 30 Minutes Fixed rate for All Menu Package (including BBBJ, DATY, Body Slide, Rimming, Full)
- SunriseRH:
MONDAY at 𝗦𝗨𝗡𝗥𝗜𝗦𝗘 𝗦𝗣𝗔: EMILY, MICHELLE & SUMMER. 10 East Wilmot St, Unit 27, Richmond Hill, on 𝟲𝟰𝟳-𝟯𝟮𝟱-𝟴𝟬𝟴𝟲 EMILY is a beautiful Asian lady, 36C-29-29, 5’4” & 110Lbs, with a sensual touch. MICHELLE is a young, curvaceous beauty, 5’2” & 130Lbs, 37DDD-31-41, a trim waist, and a nice butt. Come and be pampered. SUMMER is an incredibly sweet Asian babe
- NewOriental:
MONDAY at 𝗡𝗘𝗪 𝗢𝗥𝗜𝗘𝗡𝗧𝗔𝗟 𝗦𝗣𝗔: HAPPY & LULU. 10 East Wilmot St, Unit 26, Richmond Hill, on 𝟲𝟰𝟳-𝟯𝟴𝟭-𝟮𝟲𝟴𝟴 HAPPY is a slim Korean lady with great massage skills & lots of extra fun. LULU is a friendly and very sexy Vietnamese girl with natural B Cups, and a slim to medium frame. She is a lot of fun, and can be wild at times.
- Annie Spa:
ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (437) 818-8896 (416) 291-8879 (FINCH & MCCOWAN) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: Jennifer- A busty curvy new girl from Taiwan with excellent massage skills and a fun bubbly personality. Nice thick bum to worship and play with. A fun wild girl willing to provide an exciting happy finish anyway you like Real picture
- ASPA:
𝗠𝗢𝗡𝗗𝗔𝗬 𝗔𝗧 𝐀 𝐒𝐏𝐀: EMMA and RACHEL.𝐀 𝐒𝐏𝐀, 28 South Unionville Ave, Unit 5, Markham. 𝗖𝗮𝗹𝗹 𝟲𝟰𝟳-𝟳𝟮𝟵-𝟲𝟲𝟬𝟲 𝗼𝗿 𝘁𝗲𝘅𝘁 𝟲𝟰𝟳-𝟴𝟯𝟵-𝟱𝟵𝟲𝟲 EMMA is 1.64Cm. and weighs 52Kg. Emma is sweet and elegant, has very good communication & massage, and her services will make your visit enjoyable. RACHEL is a slim and attractive attendant, about 5’4
- HolidaySpa:
Monday at𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪3517 Kennedy Rd, Unit 4, Scarborough 𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵AMY, CINDY & LUCY AMY is an attractive young lady with larger breasts and a nice bottom. She has outstanding oral skills, and is very popular. Don’t miss out on her special skills! Cindy is a slim & incredibly sexy lady with a smile that will melt your heart, & an ass that will fire up your spirit.
- ForeverWarden:
Monday at𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐 2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Bella &new girl Kitty. Bella is around 5’3” with a thin to medium build, C Cups, and a pleasing personality. She can offer dfk, bbbj and cfs as well as a good massage. Cindy is a slim beauty, 5’4”, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild
- Peony Garden Spa:
2 GIRLS AVAILABLE TODAY HELEN: A YOUNG TALL AND SLIM VIETNAMESE GIRL, 5'7, VERY SWEET WITH AN INCREDIBLE BEHIND ELLA: A PETITE YOUNG CHINESE GIRL THAT IS A POPULAR FAVOURITE PEONY GARDEN SPA 3477 KENNEDY ROAD UNIT 4 (416) 335-6093
- Cali1:
Stacey
- bumika.vashi:
VASHI NAVI MUMBAI FULL SERVICE TeleGram: @BUMIKAVASHI WhatsApp
- bumika.vashi:
(((आपको बिना नाटक या नखरे करने वाला सर्विस चाहे तोह याद करना. ))) If you want Service without Drama or Tantrums, Remember it. Will Try To Give You The Best Possible Sweating Experience With Full Company. TAKE MY WORD.?? Don't Waste Your Time And Money In Some Other Place Where You are Really Upset Loosing Out Both Money And Fun. Ok Try With Our Girls Once Then Your Visit Will Be Regular To Me.... _________________N O T E_________________ If u like my services Please Please Do not forget to
- Sparkling Spa:
Sparkling Spa:50 LOCKRIDGE AVE UNIT 8!! INTERNATIONAL GIRLS FOR A VARIETY OF APPETITES!!! WITH A WILD TIME WITH HK SEX GODDESS FOX and GUEST STAR BUNNY!!! 905-604-8186!!
- Endless Joy Spa:
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-856510am-2am,New First Day Young Slim Sexy Thai Girl Janice, Young Sexy CBC Rachel. Slim Sexy Chinese Kiki,Tall Slim Sexy Chinese Kelly, Young Sexy Chinese Abie.
- Lulu1980:
Phoenix blossom Spa
table shower 
body scrub every day 3 girls Cici and Jessica and Coco sexy girl for you good table shower body scrub deep tissue massage 5124 Dundas St W Etobicoke 416-817-3366 - Moneylee:
All season wellness center : Young girl big breasted beautiful buttocks charming temperament Lala,Young girl big boobs beautiful face deep massage Helen , Young beautiful face sexy body and good deep massage Maggie , Enchanting sexy petite deep massage Sherry,
address: #5-30 Rambler dr Brampton ,Ontario L6W 1E24376655510 ️️ - Moneylee:
Full season wellness center: young girl pretty face nice figure Thai deep massage Connie , Student pretty face nice figure Thai deep massage Sasa,Young girl Big breasted saucy naughty Ella, Taiwan girl DD Boobs Thai deep massage lily,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 .4379857899️️
- Birchmount&14th:
SUNDAY at 𝐋𝐄𝐎𝐍𝐀 & 𝐅𝐑𝐈𝐄𝐍𝐃𝐒: JESSIE & YUKI. Birchmount Rd & 14th Ave., Markham, ON. Call or Text for details and appointment. 𝟰𝟯𝟳-𝟮𝟵𝟳-𝟲𝟯𝟳𝟰 JESSIE is a slim and very sexy Asian girl with skills of the highest degree. YUKI, so sweet, so sexy, and can blow your mind.
- Dreaminn:
SUNDAY at𝗗𝗥𝗘𝗔𝗠 𝗜𝗡𝗡 𝗪𝗘𝗟𝗟𝗡𝗘𝗦𝗦 𝗦𝗣𝗔: MIMI, NINA & YOYO. 10225 Yonge St (North of Major Mackenzie), Richmond Hill, ON 𝟲𝟰𝟳-𝟴𝟮𝟵-𝟮𝟵𝟴𝟯 MIMI is a cute young Asian lady with a medium build,167Cms, 110Lbs, D Cups & very open minded services. NINA is a young and beautiful Chinese lady, 168Cms, 110Lbs with long black hair. She knows how to treat you nice.
- SunriseRH:
SUNDAY at 𝗦𝗨𝗡𝗥𝗜𝗦𝗘 𝗦𝗣𝗔: MICHELLE, SUMMER. & TIANA 10 East Wilmot St, Unit 27, Richmond Hill, on 𝟲𝟰𝟳-𝟯𝟮𝟱-𝟴𝟬𝟴𝟲 MICHELLE is a young, curvaceous beauty, 5’2” & 130Lbs, 37DDD-31-41, a trim waist, and a nice butt. Come and be pampered. SUMMER is an incredibly sweet Asian babe, 5’3” with a captivating 36D-28-39 figure, weighing 108 pounds. Summer has very good massage & services.
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