So my respected seniors including juniors.
Ab suspense mai nahi rakhunga....i will share my idea
Baat ye hai regret waale emotion ko lekar.
Chapter 1 - Trap
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Many a times i had also felt regret after the deeds, also for few days my mind goes against me saying "tujhe invest karna chahiye tha or moot maarle akele & daaru pile...etc etc"
Also the only same Mind at the end of the month during salary credit day says... Jaakr chod ke aaja kisi indie ko, yaa full night sex karle.. 4k for 2 kaa maal hai..jyada paisa kharcha nhi hoga... Jyada se jyada 6k hoga .bindaas ja...
But after deed i explained the first point.. feeling regret & frustration.
Its the only Mind that plays tricky/trap game with us.
Chapter 2 - Breaking the Trap
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First of all many members here are married some of them are not married.. some of people staying in their own home some of you living on Rent like me.
The point here is no matter how much we earn, the question that we have to ask ourself is how much we saved..... Jab pocket mai paisa hoga tab any how use to karna padega...kitna bhi koshish karlo...paisa rukega nahi...infact bank mai bhi paisa hone do...Govt. ne Gpay/phonepe etc applications provide karaya to kharcha hona 100 percent sure hai... There is no doubt in it.
Solution- On salary credit day withdraw only 5k/10k as a pocket money & rest remaining money invest in Mutual fund for Long term or Bluechip stocks... I would rather say... Mutual fund is best if you want to be financially stable in next 15 years.
Why mutual fund ?
By looking at the current situation we all know who will win election.....Nifty is at 22k and i am 100 percent sure market will cross 25k after 4th june.
With this MF Nav will rise & each and every stocks will boom.
Which mutual fund to pick?
If you are new then pick - any Nifty 50 Index MF ( for atleast 15 years)
Psu MF - it will rise after election results ( quant psu fund)
Sbi new opportunities fund
You people can also calculate returns...for sip or lumpsum .. calculator is freely available on Google.
Guys you have to stay for long term investor in order to be financially stable.
Conclusion -- We have the ability to trick our Mind by only having few bucks in our pocket for our monthly expenses and rest invest agressivly. Also send your emergency funds to either wife or parents bank account.
This is how we can save money and be happy
Guys if you like my idea please like.